Mortgage Information
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If you're like most buyers, a home is the most expensive purchase you'll ever make, and unless you are planning on a cash sale, you will need some form of financing.
There are many lending institutions that offer a variety of mortgage products, but, just remember, that just because a bank or lending institution offers a great rate or lower than average closing costs, that does not mean that they can actually close the loan on time as promised. Many of the loan programs that were available just a few months ago are no longer available and as your real estate professional, it is my job to make sure that you do not have any unpleasant surprises at the closing table.
Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs.
I would be happy to refer you to some very good mortgage contacts
here in Atlanta, or to help you by doing a simple telephone pre-qualification for your home purchase.
Just a few moments on the phone or on-line will save you time, money, and ensure that you are completey comfortable with the financing options available in today's ever changing marketplace. |
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Use the mortgage calculators below to assist you in making some decisions around financing your new home.
Mortgage Qualification Calculator
This calculator will help you determine how much money you qualify to borrow. The results are informal. You will be subject to a credit approval from your financial institution taking into consideration existing debt load, amount of down payment, income and other variables.
Mortgage Payment Calculator & Amortization Table
This calculator will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.
